Useful Information

ICICI

TPA Information

I Health Plus Floater

Synopsis:

iHealth Plus is a policy that truly fits your needs,a single policy will provide a health cover that fits you and your family like a glove.

Highlight:

  • No sub-limits, No co-payment, No Room Rent Restrictions
  • Sum Insured: 3/4/5/7/10 Lacs
  • Pre and Post hospitalisation coverage for 30 days & 60 days
  • Buy 2 year plan and get 10% Additional Discount
  • Claim Service Guarantee: ICICI Lombard guarantees on time claim service
  • Policy Tenure Options: 1 year or 2 years available in the plans
  • Lifetime Renewability: Covers maximum of 2 Adults and 3 Children providing life long renewal
  • Wellness Program: Wellness program intends to promote, incentivize and reward You for Your healthy behavior through various wellness services
  • Complimentary health check up coupons irrespective of claims (max 2 coupons per floater policy)

Benefit:

Title
Description
Room Rent Limit
No Room Rent Restrictions
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hours
Additional Cover for Critical Illness
Critical Illness cover (as per policy SI) + Donor Expenses (upto Rs 50,000 per member)
Pre-Existing Disease / Illness coverage
After 2 years
Waiting Period for New Policy
2 years
Co-Payment
No co-payment
Free Health Checkup
Complimentary health check up coupons irrespective of claims (max 2 coupons per floater policy)
Daily Hospitalization Allowance
Hospital Daily Cash (` 1,000 per day for 3/4/5lacs and ` 2,000 for 7/10lacs for minimum of 3 days subject to maximum of 10 days hospitalisation)+Convalescence Benefit (` 10,000 per member)
Donor Expenses
Donor Expenses (upto Rs 50,000 per member)